fbpx

Blog

Looking for answers to your mortgage questions?

Our blog consists of articles tailored to provide you with expert tips and insights on the mortgage industry, and is built to help answer all of your questions.

Still can’t find what your looking for? Use the ‘Search’ field below, or shoot us a question through our Contact Page.

Spring Market Preview: What to Expect in Real Estate 1920 1285 Your Loan Officer for Life

Spring Market Preview: What to Expect in Real Estate

Key Takeaways The real estate market in spring 2024 presents unique opportunities and challenges, driven by evolving home prices and…

read more
Understanding Closing Costs: A Homebuyer’s Guide 4500 3000 Your Loan Officer for Life

Understanding Closing Costs: A Homebuyer’s Guide

Key Takeaways Closing Costs Demystified: Learn exactly what closing costs entail, including lender fees, title and escrow charges, and prepaid…

read more
Finding Your Perfect Mortgage Match: A Guide to Making the Right Choice 1920 1280 Your Loan Officer for Life

Finding Your Perfect Mortgage Match: A Guide to Making the Right Choice

Key Takeaways Know Your Budget: Dive deep into your budget to ensure your mortgage payments fit comfortably alongside your other…

read more
Graph paper with "Savings Tracker" written in pencil at the top and rectangles in rows and columns across the page with savings goals in them.
Smart Home Buying: How to Harmonize Your Property Dreams with Financial Wellness 4096 2725 Your Loan Officer for Life

Smart Home Buying: How to Harmonize Your Property Dreams with Financial Wellness

Key Takeaways Set Realistic Budgets: Understanding your financial health is the first step in the home buying process. It’s crucial…

read more
Discover 2024’s Top Neighborhoods with Smart Financing Options 1920 1080 Your Loan Officer for Life

Discover 2024’s Top Neighborhoods with Smart Financing Options

Key Takeaways Diverse Neighborhood Choices: Whether you’re drawn to the emerging hotspots in the South, Midwest, and Great Lakes regions,…

read more
Navigating the Home Loan Process: Your Friendly Step-by-Step Guide 1949 1099 Your Loan Officer for Life

Navigating the Home Loan Process: Your Friendly Step-by-Step Guide

Key Takeaways Budgeting is Your First Step to Success: Begin your home buying journey by determining what you can afford.…

read more
5 Key Home Buying Trends to Watch in 2024 5000 3333 Your Loan Officer for Life

5 Key Home Buying Trends to Watch in 2024

Key Takeaways Shifting Interest Rates: Lower interest rates in 2024 could make mortgages more affordable, but may also lead to…

read more
Deck the Halls with Financial Peace: 8 Expert Tips for Healthy Holiday Finances 1920 1280 Your Loan Officer for Life

Deck the Halls with Financial Peace: 8 Expert Tips for Healthy Holiday Finances

As we wrap our homes in twinkling lights and festive joy, it’s easy to get carried away in the whirlwind…

read more
Cozy Up and Get Ready: Your Ultimate Winter Home Preparation Guide 3024 4032 Your Loan Officer for Life

Cozy Up and Get Ready: Your Ultimate Winter Home Preparation Guide

As the seasons turn towards the holidays, I’m here to sprinkle some warm and cozy vibes and help you gear…

read more
Claiming Your Home Journey: A Financial Blueprint for a Successful Mortgage Application 6228 4912 Your Loan Officer for Life

Claiming Your Home Journey: A Financial Blueprint for a Successful Mortgage Application

A new study from the Consumer Financial Protection Bureau found more loan applications were denied due to “insufficient income” in…

read more
Your Money’s Safety Net: Building an Emergency Fund, One Step at a Time 4592 3064 Your Loan Officer for Life

Your Money’s Safety Net: Building an Emergency Fund, One Step at a Time

Today, we’re talking about something that I believe is a cornerstone of financial stability—an Emergency Fund. Now, I know we…

read more
Guide to Owner Financing for Home Buyers 1920 1280 Your Loan Officer for Life

Guide to Owner Financing for Home Buyers

We’re here with another hot topic that’s been gaining interest among home shoppers – Owner Financing. I sat down with…

read more
Navigating Economic Rough Waters: Pawn Shop Searches Show American Families are Cash-Strapped 1920 1200 Your Loan Officer for Life

Navigating Economic Rough Waters: Pawn Shop Searches Show American Families are Cash-Strapped

These days, we find ourselves sailing through some pretty rough economic waters. Evidence of this hardship is staring right at…

read more
Unleash the Full Potential of Your Backyard 1920 1273 Your Loan Officer for Life

Unleash the Full Potential of Your Backyard

As the warm sunshine beckons, it’s time to unlock the hidden treasures of your backyard and transform it into a…

read more
Buying During High Rates is Smart 1920 1369 David Vining

Buying During High Rates is Smart

High Interest Rates could be the PERFECT time to buy a house For many, the current economic climate is the…

read more
Home Inspection: A Buyer’s Best Friend 5168 3448 David Vining

Home Inspection: A Buyer’s Best Friend

Home Inspection: A Buyer’s Best Friend When you’re buying an older home, the Home Inspection is so much more than…

read more
Is a Home Security System worth the money? 1200 801 Caitlin Hussey

Is a Home Security System worth the money?

Is a Home Security System Worth the Money? In a short answer: yes. A home security system is worth the…

read more
Atlanta Mortgage Lender - Market Update - Aug 19
Atlanta Market Update: August 2019 2110 1178 Jason Breeland

Atlanta Market Update: August 2019

Atlanta Mortgage Lender – Mortgage and Real Estate Market Update on Atlanta, GA Area   If you’re looking to buy…

read more
Atlanta Mortgage Lender - Guide To Automating A Home
Milend’s Guide To Automating A Home 1200 821 Jason Breeland

Milend’s Guide To Automating A Home

Your LocalAtlanta Mortgage Lender’s Guide To Automating A Home Most smart home systems work similarly. In the simplest terms, your smart…

read more
Atlanta Mortgage Lender - Top Questions to Ask
Top 5 Questions to Ask Your Mortgage Lender Before You Get Started 531 502 Jason Breeland

Top 5 Questions to Ask Your Mortgage Lender Before You Get Started

Before you begin the application process for an Atlanta mortgage, such as with MiLEND, Inc., there are a few useful…

read more
Atlanta Mortgage Lender - Top Renovations that Pay Off
Top Home Renovations that Pay Off 974 487 Jason Breeland

Top Home Renovations that Pay Off

If you are looking to update your home before you sell, there are a few home renovations you should be…

read more
Atlanta Mortgage Lender - Secrets to Buying in a Seller's Market
Secrets to Buying in a Seller’s Market 1632 930 Jason Breeland

Secrets to Buying in a Seller’s Market

If you are looking to purchase a home but currently live in a competitive market, do not worry because there…

read more
Atlanta Mortgage Lender - Resolution List
Add These Items To Your Resolution List 1514 850 Jason Breeland

Add These Items To Your Resolution List

With the holidays behind us,  If you are not well-prepared you could end up paying unmanageable interest on credit card interest.  The ability…

read more
Atlanta Mortgage Lender - Market Update
Atlanta Area Fall Market Update 974 487 Jason Breeland

Atlanta Area Fall Market Update

The fall season is officially here, which means it’s time to indulge in delicious food, relax outside in the cooler…

read more
Top Reasons to Buy Your Own Home - Atlanta Mortgage Lender
Top Reasons to Buy Your Own Home 1024 512 Jason Breeland

Top Reasons to Buy Your Own Home

If you are currently renting your home, you may be wondering if it is really worth it to stop renting…

read more
Atlanta Mortgage Lender - Pitfalls to Avoid
Top First-Time Homebuyer Pitfalls to Avoid 974 485 Jason Breeland

Top First-Time Homebuyer Pitfalls to Avoid

Buying a home for the first time can be a very daunting experience. If you are not well-prepared you could…

read more
What Exactly Is a HELOC? 540 282 Jason Breeland

What Exactly Is a HELOC?

HELOC stands for a home equity line of credit.  It is sometimes called a Home Equity Loan. Question #1:  How is…

read more
Atlanta Mortgage Broker - Tips for Your First Meeting
Tips for Your First Meeting with a Mortgage Professional 1024 512 Jason Breeland

Tips for Your First Meeting with a Mortgage Professional

Meeting with your Atlanta mortgage broker for the first time can be an exciting yet daunting experience. Making sure you…

read more
Increase Your Chances of a Mortgage Approval 1200 628 Jason Breeland

Increase Your Chances of a Mortgage Approval

Increase Your Chances of a Mortgage Approval Getting approved for a mortgage is easier than you think, but you do…

read more
Lagging Millennial Home Buyers: Just Give Them Time 1024 536 Jason Breeland

Lagging Millennial Home Buyers: Just Give Them Time

Lagging Millennial Home Buyers: Just Give Them Time Those involved in the real estate market may have noticed some demographic…

read more
Understanding the Basics of Flood Insurance Coverage 1024 536 Jason Breeland

Understanding the Basics of Flood Insurance Coverage

Understanding the Basics of Flood Insurance Coverage So, what is flood insurance, and how does it work? It seems that…

read more
Two of the Biggest Mistakes Home Buyers Can Make 1024 536 Jason Breeland

Two of the Biggest Mistakes Home Buyers Can Make

Two of the Biggest Mistakes Home Buyers Can Make Two things are absolutely vital for home buyers to do before…

read more
Low Rates Won’t Last Forever – Prepare Ahead 1024 536 Jason Breeland

Low Rates Won’t Last Forever – Prepare Ahead

Low Rates Won’t Last Forever – Prepare Ahead Because interest rates have been so low for so long, you can’t…

read more
An Escrow Account Can Work in Your Favor 1024 536 Jason Breeland

An Escrow Account Can Work in Your Favor

An Escrow Account Can Work in Your Favor When you decide on your mortgage and lender, you may want to…

read more
Can an Appraisal Impact My Home Purchase? 1024 536 Jason Breeland

Can an Appraisal Impact My Home Purchase?

Can an Appraisal Impact My Home Purchase? An appraisal is a valuation that your lender orders before giving you a…

read more
Ensure Your Happiness with Your Locked-In Rate 1024 536 Jason Breeland

Ensure Your Happiness with Your Locked-In Rate

Ensure Your Happiness with Your Locked-In Rate Just like the stock market, mortgage rates fluctuate. They may move daily, or…

read more
75 Million Millennials Are About to Shape the Future of Real Estate 1024 536 Jason Breeland

75 Million Millennials Are About to Shape the Future of Real Estate

75 Million Millennials Are About to Shape the Future of Real Estate Bob Dylan was so right: ‘the times, they…

read more
You Can Reduce Your Closing Costs, But Should You? 1024 536 Jason Breeland

You Can Reduce Your Closing Costs, But Should You?

You Can Reduce Your Closing Costs, But Should You? All of the costs incurred in the course of purchasing or…

read more
Bank Statements: The Lender’s Window to Your Wallet 1024 536 Jason Breeland

Bank Statements: The Lender’s Window to Your Wallet

Bank Statements: The Lender’s Window to Your Wallet Your bank statements, like your credit report, are a window to your…

read more
Prequalification and Preapproval Are 2 Different Documents 977 404 Jason Breeland

Prequalification and Preapproval Are 2 Different Documents

Prequalification and Preapproval Are 2 Different Documents To the average consumer, there’s little or no difference between “prequalification” and “preapproval”…

read more
Time For Summer Savings with Debt Consolidation 1024 536 Jason Breeland

Time For Summer Savings with Debt Consolidation

Time For Summer Savings with Debt Consolidation “It’s summertime and the livin’ is easy…” Or so the song goes… One…

read more
Good to Know: The Role of a Closing Attorney and the Title Company 1024 536 Jason Breeland

Good to Know: The Role of a Closing Attorney and the Title Company

Good to Know: The Role of a Closing Attorney and the Title Company   There are many steps involved in…

read more
VantageScore: The New Method of Calculating Credit Scores 1024 536 Jason Breeland

VantageScore: The New Method of Calculating Credit Scores

VantageScore: The New Method of Calculating Credit Scores The math behind your credit score is getting revamped, with changes big…

read more
Conventional and FHA Loans: Which is Best? 1024 536 Jason Breeland

Conventional and FHA Loans: Which is Best?

Conventional and FHA Loans: Which is Best? While the list of options seems to be shrinking for mortgage customers, understanding…

read more
What You Need to Know about PMI 1024 536 Jason Breeland

What You Need to Know about PMI

What You Need to Know about PMI Private mortgage insurance (PMI) is a reality that is hard to escape, especially…

read more
Fannie and Freddie Explained 1024 536 Jason Breeland

Fannie and Freddie Explained

Fannie and Freddie Explained With all the talk these days in the world of mortgages about Fannie Mae and Freddie…

read more
Using Your Tax Refund For Good 1024 536 Jason Breeland

Using Your Tax Refund For Good

Using Your Tax Refund For Good With the annual tax season officially over and “in the books,” (pun intended) many…

read more
Is a 20% Down Payment on a Home Necessary? 1024 536 Jason Breeland

Is a 20% Down Payment on a Home Necessary?

Is a 20% Down Payment on a Home Necessary? Buying a home is a big part of your life. It…

read more
5 Great Reasons to Refinance Now 1024 536 Jason Breeland

5 Great Reasons to Refinance Now

5 Great Reasons to Refinance Now The housing market has been up and down for a while now. Many were…

read more
How to score the best mortgage rate in 2017 1024 533 Jason Breeland

How to score the best mortgage rate in 2017

How to score the best mortgage rate in 2017 Despite the collapse of the housing bubble and subsequent Great Recession…

read more

Error: Contact form not found.