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JB Test Submission Page

Your Consent To Do Business Electronically (the eDisclosure Agreement) 

 The loan for which you are applying involves various disclosures, records, and documents (“Loan Documents), including this eDisclosure Agreement.  The purpose of this eDisclosure Agreement is to obtain your consent to receive certain Loan Documents from Milend, Inc. (Milend) in electronic form rather than in paper form.  With your consent, you will also be able to sign and authorize these Loan Documents electronically, rather than on paper. 

 Before Milend can engage in this transaction electronically, it is important that you understand your rights and responsibilities.  Please read the following and affirm your consent to conduct business with Milend electronically.  For purposes of this eDisclosure Agreement, “eDisclosure” means the Loan Documents relate to this transaction that are provided electronically, “you” and “your” mean the borrower(s) under the applicable loan to which such Loan Documents apply and “we”, “our” and “us” mean Milend with whom you are transacting business for such loan(s). 

 YOUR CONSENT 

 Your consent to participate in this transaction electronically will apply to all Loan Documents for the applicable loan(s) for which you are applying.  If you provide your consent by clicking the “I agree” button at the bottom of the page, we will conduct this transaction electronically, instead of providing you with the Loan Documents in paper form. 

 If a document related to your loan is not available in electronic form, a paper copy will be provided to you free of charge. 

 Conducting this transaction electronically is an option.  If you choose not to accept receipt of eDisclosures, paper Loan Documents will be mailed to you. 

 I you do not consent to receive these Loan Documents electronically, or if you subsequently withdraw consent, you will be provided with paper copies of the Loan Documents for which you did not consent to receive electronically. Additionally,you will not be required to pay a fee for receiving paper copies of the Loan Documents. 

 WITHDRAWAL OF CONSENT 

 You have the right to withdraw your consent at any time.  By declining or revoking you consent to receive eDisclosures, we will provide you with the Loan Documents in paper form. 

 If you originally consent to receive eDisclosures, but later decide to withdraw you consent, you can do so by clicking on the “I do not agree” button, or by notifying Milend at: 

Phone: 770-817-1550 

Address:  8995 Westside Parkway, Alpharetta, GA 30009 

 If you originally consent to receive eDisclosures, but later withdraw your consent, you will be provided with paper copies of the Loan Documents for which you did not consent to receive electronically.  You will not be required to pay a fee for withdrawing your consent and receiving paper copies of the Loan Documents. 

 OBTAINING PAPER COPIES 

 After your consent is given, you may request from Milend paper copies of your Loan Documents.  Please send this request to: 

Phone: 770-817-1550 

Address:  8995 Westside Parkway, Alpharetta, GA 30009 

 If you request paper copies of the Loan Documents you will not be required to pay a fee for receiving paper copies of the Loan Documents. 

 SYSTEM REQUIREMENTS 

 In order to receive eDisclosures, you must have a computer with Internet access and an Internet browser using 128-bit encryption or higher, Adobe Acrobat 7.0 or higher, SSL encryption and access to a printer or the ability to download information in order to keep copies of your eDisclosures for your records. 

 If the software or hardware requirements change in the future, Milend will notify you of the change.  If you choose to withdraw your consent upon notification of the change, you will be able to do so without penalty.  Paper copies of such Loan Documents will be mailed to you if you choose to withdraw your consent. 

 HOW WE CAN REACH YOU 

 You must promptly notify Milend if there is a change in your email address or in other information needed to contact you electronically.  You can contact Milend at: 

Phone: 770-817-1550 

Address:  8995 Westside Parkway, Alpharetta, GA 30009 

 Milend will not assume liability for non-receipt of notification of the availability of eDisclosures in the event your email address on file is invalid; your email or Internet service provider filters the notification as “spam” or “junk mail”; there is a malfunction in your computer, browser, Internet service and/or software; or for other reasons beyond Milend’s control. 

  

Please click the button at the bottom of the page to consent to do business electronically and to view Loan Documents electronically. 

    Full Name (required)

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    Agreement Confirmation

    I Agree

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