# MiLend > MiLend is a residential mortgage lender based in Alpharetta, Georgia, serving clients across the Atlanta area and beyond for over 30 years. NMLS# 148769. MiLend specializes in home purchase loans, refinancing, and consumer lending. Their loan officers guide borrowers through the entire process with a focus on transparency and on-time closings. Phone: (855) 645-3631. Hours: Monday–Friday, 9am–7pm ET. ## Loan Products - [Home Refinance](https://milend.com/home-refinance/): Overview of refinance options - [30-Year Refinance](https://milend.com/home-refinance/30-year-refinance/): 30-year fixed rate refinance - [20-Year Refinance](https://milend.com/home-refinance/20-year-mortgage-refinance/): 20-year fixed rate refinance - [Cash-Out Refinance](https://milend.com/home-refinance/cash-out-refinance/): Tap home equity for cash or debt consolidation - [Pay Off Mortgage Faster](https://milend.com/home-refinance/pay-off-my-mortgage-faster/): Shorter-term refinance options - [Investment Property Refinance](https://milend.com/home-refinance/refinance-investment-property/): Refinancing for investment properties - [FHA Home Loans](https://milend.com/home-refinance/fha-home-loans/): FHA-backed mortgage options - [VA Loans](https://milend.com/home-refinance/veteran-affair-loans/): Veterans Affairs loan products ## Home Purchase - [Home Purchase Overview](https://milend.com/home-purchase/): All purchase loan options - [First-Time Buyers](https://milend.com/home-purchase/first-time-buyers/): Loans for first-time homebuyers - [Vacation Homes](https://milend.com/home-purchase/vacation-homes/): Purchase loans for vacation/second homes - [Investment Properties](https://milend.com/home-purchase/investment-properties/): Purchase loans for investment properties - [Reverse Mortgage (62+)](https://milend.com/home-purchase/reverse-mortgage/): Home purchase options for borrowers 62 and older ## Loan Types - [Home Loans Overview](https://milend.com/home-loans/): All loan type options - [Home Equity Loan](https://milend.com/home-equity-loan/): Borrow against home equity - [Fixed Rate Mortgage](https://milend.com/home-loans/fixed-rate/): Fixed interest rate loans - [Jumbo Mortgage](https://milend.com/home-loans/jumbo-mortgage/): Loans above conforming limits - [Adjustable Rate Mortgage](https://milend.com/home-loans/adjustable-rate-mortgage/): ARM loan options - [Interest Only Loan](https://milend.com/home-loans/interest-only-loan/): Interest-only payment structure ## Other Services - [Consumer Loans](https://milend.com/consumerloans/): Non-mortgage consumer lending products ## Company Info - [About Us](https://milend.com/about/): Company history and team - [Testimonials / Reviews](https://milend.com/testimonials/): Customer reviews - [FAQ](https://milend.com/mortgage-faq/): Mortgage frequently asked questions - [Mortgage Glossary](https://milend.com/morgage-glossary/): Definitions of mortgage terms - [Careers](https://milend.com/careers/): Job openings at MiLend - [Blog](https://milend.com/our-blog/): Mortgage and home loan articles - [Fair Lending](https://milend.com/fair-lending/): Fair lending policy - [Privacy Policy](https://milend.com/privacy-policy/): Privacy practices - [Contact Us](https://milend.com/contact-us/): Get in touch or start an application - [Sitemap](https://milend.com/sitemap/): Full site structure