Quickly Access your Home Equity
Want to turn your home equity into a lump sum or line of credit? A home equity loan or HELOC with MiLEND lets you borrow against it at a lower rate than other types of loans. Faster than a Bank. Cheaper than Credit Cards.
Competitive Rates
Easy Online Application
Approved in Minutes
Loans up to $750K
Funding in a Week
Flexible Access to Equity as Cash
Simple, flexible access to your home’s equity as cash to use as you see fit. A Home Equity Loan or HELOC is suitable for quick access to equity for a variety of uses:
Home Renovations
One of the most common uses for a HELOC is to fund home renovations, improvements, or make repairs. Investing your equity back into your home can improve your home’s value for many years to come.
Debt Consolidation
Personal Loans, Auto Loans, and Credit Cards often carry much higher interest rates than a HELOC – with most credit cards carrying an interest rate of 24% or more. A HELOC let’s you take out cash to pay off debt and pay much lower interest, slashing monthly expenses dramatically.
Unexpected Expenses
Having a HELOC available can serve as a financial safety net for unforeseen costs like significant medical bills or major home repairs. You only pay interest on the amount you draw, making it a flexible option to access cash to cover these expenses at a low interest rate.
Accessing your Equity is Easy
Step 1 Choose your Options
Answer a few questions to help us get to know your needs, so we can find the loan options that are a perfect fit for you.
Step 2 Get Paired with an Expert
Your licensed HELOC expert will draw upon years of mortgage experience and collaboration with other loan experts to put together the best loan options for you based on your unique needs and financial goals.
Step 3 Lock in Your Low Rate
Your Loan Officer will lock in your low rate, submit your home equity application, and walk you through any additional steps to make sure your loan is funded quickly.