Simplifying Mortgages for the Self-Employed
Tailored Loan Solutions by Milend
Award-Winning Mortgage Services
Navigating the mortgage process as a self-employed individual? We’re here to simplify that journey for you. Our specialized loan programs are designed with your financial picture as a self-employed professional in mind. Your income may not be traditional, but that doesn’t mean securing a favorable loan should be a challenge.
Click the Milend Award links below to visit the award-giver’s official site.
- Max 80% LTV
- Min 600 FICO
- Income Docs: Two years 1099s & two months bank statements
- ALL occupancy types
- No FTHB
- Property Types: SFR / Condo / Townhome (No rural or units)
Click the Milend Award links below to visit the award-giver’s official site.
Why Milend for Self-Employed?
At Milend, we’re committed to finding you the best loan that aligns with your individual needs and financial goals. Let’s work together to explore flexible and tailored financing options that recognize the hard work and dedication you put into your business.
Flexible Loan Options
Our experienced, licensed loan experts can help you access tailored loan options to personalize your home financing to your needs – whether you’re looking to purchase your Dream Home or refinance your existing home loan. For non-traditional income earners – we’ve got you covered with flexible income documentation options.
1099 Income Expertise
Our loan experts have a deep understanding of non-traditional incomes and work tirelessly to get you the best rate, walk you through flexible income documentation, and make the mortgage process seamless and stress-free. Take advantage of our expert mortgage guidance at each and every step in your home financing journey.
Personalized Service
We take pride in the quality support and step-by-step guidance our mortgage professionals provide during your financing journey, from start to finish. Experience the difference of working with a mortgage consultant who takes the time to get to know your situation, finds options that best fit your goals and financial picture, and works with your unique loan readiness factors.
Turn your homeownership aspirations into reality.
Call for a Personal Consultation!
The Milend Approach for Self-Employed Loans
Step 1 Get Started with your Application
It can take as little as 15 minutes over the phone for your Mortgage Consultant to get to know your situation, your goals, and your credit history. From there, they’ll go over your best loan options with the best savings for your needs.
Step 2 Consultation with your Mortgage Consultant
In your personal consultation, your loan officer will draw upon years of mortgage experience and collaboration with other loan experts to put together the best loan options for you based on your unique needs and financial goals.
Step 3 Get an Appraisal
Get an appraisal to determine the current value of the home you want to purchase or refinance. An appraiser is an independent 3rd party who visits your property to take photos and measurements to help determine its value.
Step 4 Gather Key Documents
Gather and submit all the documentation that your loan officer or processor requests to process and close your new loan. These documents include things like 1099s, invoices, and bank statements. All of our processing is done in-house, so you can expect a seamless experience and a guide to walk you through each step to complete your loan paperwork.
Step 5 Finalize Loan Paperwork
Finalize and sign your loan application and get ready to close on your new loan. Milend can coordinate an independent closing attorney to come to a convenient location for you and oversee finalizing the paperwork to secure and lock in your best rate!
Step 5 Underwriters verify the Details
Prior to closing, your underwriter will verify details about your identity, credit history and financial situation, including your self-employed income, cash reserves, investments and debts before your loan can be approved and funded.
Step 6 Celebrate Closing your Perfect Home Loan!
Congratulations! You’ve been approved for your home loan. Enjoy the benefits of your new home or refinance and be sure to leave your loan officer a review – or refer a friend in need of quality mortgage guidance and support they can trust.
