Yes, this is a real check
The check you received is a live check that you can cash and use toward’s consolidating or removing any debt, medical bills, car repairs, home improvements, everyday expenses, and more.
How it works
Call us to get your fast approval code, then deposit into your bank account. The check is only valid for 30 days, so please void and destroy it if you do not plan on using it.
Please note: by endorsing this check, you are agreeing to our arbitration agreement found on the back side of the letter you received.
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Who we are and what we do
Since 1995, Milend, Inc. has served tens of thousands of homebuyers and home owners by providing a common sense approach toward home loan needs. Milend’s mission has been to deliver a better way to mortgage by listening to our customers’ stories and educating them throughout the entire home loan process.
As of 2024, our team has originated 7,702 loans totaling $10,458,599.45. We have the expertise to ensure that your loan experience goes without a hitch, every time.
Resources / FAQs
I have a loan with Milend and want to receive updates on my loan via email instead of mail.
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What our Customers Say
John Ware and Milend have been exceptional! John and his team were super helpful and always went the extra mile. He took in stride some bumps in the road and continued to work for me and what was best for my situation. Definitely went above and beyond when I got a check in the mail in regards to a personal loan.
He took time to work things out and explain what would be best for my situation. I was able to refinance my mortgage and get the number more manageable. I would highly recommend John and his team at Milend and will continue to work with them in the future.
– Jeffrey O
Myself and my husband’s experience has been excellent+++++ above and beyond with our Mortgage Consultant Lance Mason. I received a $1,000.00 check in the mail and originally called to get an authorization code for a loan with this check. Mr. Mason was kind enough to help and discuss other options such as the equity cash-out refinance and as my husband is a veteran we would be able to do the VA guaranteed with zero money down.
He was also the only Mortgage Consultant that ever gave us the information on the VA IRRL program which is an interest rate reduction loan after 6 months as long as we pay on time and don’t take on new debt. We both had never heard of this program before talking to Mr. Mason.
Mr. Mason has been great to work with, so helpful and was very thorough with explaining everything. He always got right back to us via email or phone if we had any questions…We both highly recommend Milend Inc. and our Mortgage Consultant, Lance Mason to anyone looking for a mortgage loan or cash-out refinance.
– Barbara & Ralph M
I had a good experience with David Langub. I just got a check of $1000 from Milend when I called they referred me to him. He took me step by step to help – with a big loan I had with a 31% rate and other credit cards it was hard to trust someone over the phone, but he did everything to make me confident I could trust him. He told me he will not leave me halfway – any time the rate goes down he will help me to refinance with a better rate. He made it smooth, and I will work with him in the future as well.
– Benafshah
I am writing to express our deep appreciation for Ronald Robinson’s services and support during the past several weeks. We reached out to him and Milend in reference to a small personal loan advertisement that came our way. Little did we realize that we would receive so much more.
The time and attention that my husband and I received from Ron meant the world to us. He did not see us only as customers to make him or his company money, but individuals that he truly invested in to help make our financial situation better. He took the time to listen to our current situation and to our goals and provided several options and financial education to help us make the best decision for us.
In a world where it seems people are usually treated like numbers or sources of money, it was a breath of fresh air to meet someone such as Ron who took the time to simply help with patience and guidance. We would happily recommend him to our family and friends or serve as a reference to anyone wanting to learn more about Milend. I’m not sure he will ever fully understand the impact he had on us simply by showing this level of kindness and concern to people he did not even know.
Thank you again for your wonderful service and the personal touch through this entire process.
– William & Veronica F
I never got a chance to thank Haley Schroer for all her work. This refinance has taken so much pressure off of me. Who would have thought that just responding to a $1,000 loan offer would lead to this. I am so thankful for Haley’s guidance, thoroughness, and efficiency. My credit score has already come up and it will come up even more. Plus, I have two $15,000 loans that are paid in full. Looking forward to a refinance once interest rates come down. This will make my situation even better.
Thank you so much, Haley.
– William G
Definitely was ready for the latest episode of “Encounter with a scammer.” Instead, I got a rep, Haley Schroer, who was completely transparent, listened to my concerns, and answered my questions completely and with forethought. I was so impressed with the process (after first conversation, we decided it was a better course of action to wait for 2 weeks and recheck my credit reports to make sure recent payments on my cards cleared Transunion). Oh yeah, for the record, the bureau they use is Transunion and its FICO score model 4 (mortgages). This is important to know. More apps will only show you Vantage 3.0 or FICO 8 scores. Again though, totally legit and I Highly Recommend.
P.S. I made it clear from the start I was only interested in the 9% $1,000 loan, not anything else (almost all other similar offers from other companies have been pure upsell scams). This was completely fine with the rep and we ended up (in the end) discussing (at my request) future engagements with this company for a Home Equity Loan.
– Tony T
Haley Schroer and Jessica Powers at MiLend were great from start to finish. They looked at everything and offered solutions. What started as a check offer in the mail, ended up digging us out of a hole that we thought would never happen. I’ve never had a company break it down and explain everything like Haley did. She treated us like friends rather than clients.
I appreciated how quickly they responded to us when we had questions. Their attention to you as the client was great. The whole process went smoothly, and the closing was simple, fast and efficient. We are extremely happy with our service and MiLend.
– Amanda A
I just wanted to take the time to express my sincere gratitude to Phillip King. His services came into my lift when I was experiencing severe financial hardships due to medical situations and surgeries.
From a small loan to a financial plan and large loan Phillip and his team were awesome! But especially, Phillip – who was professional, understanding, so very helpful in walking me through each procedure and aiding me in gathering information needed from the proper sources.
Now I’m feeling better and able to stick to the plan he recommended. Will definitely be using him for future needs. Also have recommended Phillip and Milend.
– Carolyn H
I have never had such a personal/ caring experience while working on a financial matter that was causing me great stress at the time of my initial contact with Milend. Erica Stark’s method of explanation and assurance allowed me to continue with a process I was completely unsure about when we first started.
I was in a moment of “need” and called to get the $1500.00 check that I had received in the mail from Milend, Inc. approved at a great interest rate by the way and Erica along with her manager told me it couldn’t be approved with my current “financial obligations” then she asked, if I would allow her to attempt to help me do just that with a cash out refinance AND THE REST MY DEAR IS NOW HISTORY! THANKS TO YOU!
Erica should be proud of not only her professional accomplishments but of her accomplishments as a human to be blessed with her communication and assurance skills. She probably have no idea as to how much her quick responses to my questions and guidance through all of the paperwork associated with the process “talked/ explained me down off the ledge” on multiple occasions.
I am a natural “procrastinator” , thanks to my DNA! Lol. Erica helped me stay calm and make it through the process.
I am forever grateful and “if and when” these interest rates drop and some history is established with the Mortgage Company I will for sure be reaching out for Erica’s assistance in the future.
– Joseph M
Very easy process! I received the live check. I called to get the approval code to go ahead with depositing it. Got the approval code from Roger Obermeyer the same day! I wrote the code on the check and deposited it. Easiest process ever! Just follow the directions!
– Carolyn W
I must thank Michael Foote from the bottom of my heart because he has lifted such a burden off me. It feels so good to just breathe and actually get a paycheck and not have to worry about paying bills. I have money in my savings account, and my credit score is slowly moving in the right direction. I think for the past few years I considered refinancing and it seems like I just kept hitting wall after wall, I also felt like I didn’t completely understand what the person was saying ( often feels like they are using big words to confuse you).
Anyhow Michael and his team were so helpful, even the lawyer that came out was SUPER helpful. I’m a firm believer that everything happens for a reason and I’m so happy I waited till the time was right and really appreciate y’alls help. Thanks!!! And I will be sure to sing praises of your company to my friends and family.
– Tara B
I just wanted to take the time to express my sincere gratitude to Phillip King. His services came into my life when I was experiencing severe financial hardships due to medical situations and surgeries. From a small loan to a financial plan and large loan he and his team was awesome! But especially Phillip who was professional, understanding, so very helpful in walking me through each procedure and aiding me in gathering information needed from the proper sources. Now I’m feeling better and able to stick to the plan he recommended. Will definitely be using him for future needs. Also have recommended him and Milend.
-Carolyn H
Pleasure working with Phillip King, I got a check in the Mail I used it and contacted them about a debt consolidation mortgage and they took care of that as well. Recommend.
– Cliff M
I’m so grateful that David Langub was able to restructure our home loan to eliminate a 2nd mortgage as well as our credit card debt. I can finally breathe again! This has been an amazing journey. I contacted Milend from a promotional flyer in hopes of getting approved for a $1,000 loan. My goal at the time was to build credit with MiLend so that I could eventually get approved for a debt consolidation loan.
I explained my situation to David and he told me that he had a better option for me that I never considered. I honestly didn’t think I could get approved for a refinance. I love the knowledge that David has about the mortgage industry and how responsive he and his team were. I will highly recommend David to my friends and family. Thanks again for all your help!
-Chandra J
My whole experience with Milend was amazingly positive. David Langub, as my loan officer, was instrumental in creating a solution to a problem I had unwittingly created. I originally called to see about borrowing the $1000 from the offer I received in the mail. Fortune smiled on me that day, as my call was answered by David Langub. He was highly approachable, not pushy, and very kind. He helped me see that the $1000 was a bandaid on a larger wound. Patiently and with great compassion, David led me through my current financial situation and helped me to see that I was in fact headed for disaster.
It was his careful manner of leading me through where I currently was and where I could be with Milend’s help that created new hope in me. When he explained what Milend could do, I felt such relief and gratitude. I cannot say enough positive things about David Langub. First of all, he was sincere, compassionate, and highly personable. I found working with him to be a pleasure. He was extremely encouraging, non-judgemental, and very caring. He fully explained every step along the way, and I found him to be quite knowledgeable. He definitely “knew his stuff!” I felt throughout the process that he truly cared about me as an individual; that I was not just “another client” he could check off.
The plan he provided felt tailored for me, and I could tell he was genuinely interested in finding a workable solution for me. He was so patient, as I sometimes struggled with technology issues. Never once did I feel he was “losing patience” with me or frustrated with me. He was all about providing the best service possible, and I appreciated as well as respected him for that. It is rare in today’s world to find an individual of David’s caliber; he is honest, genuine, caring, and very real.
I highly recommend him to anyone who finds themselves either needing a mortgage or trying to regroup financially. He is truly one in a million, and I am so very thankful that he answered my call that day. He turned my life around, gave me new hope, and helped me have a very positive attitude toward the future. I would urge anyone to contact him. He is rare and real. He can change your life.
-Lisa R
I came across MiLEND through a letter I received in the mail. I called in hopes of getting more information and was connected with Mikala Bryant. My experience with every person I interacted with was wonderful, but the amount of gratitude I have for being connected with Mikala and having her as my Loan Officer is more than I can put into words. Mikayla is extremely knowledgeable and professional. She is detailed and precise in her work, and her communication is very clear. I am extremely grateful for her work ethic and determination to go the extra mile as she took my financial history into consideration as she helped me find the best solutions for my problem. I truly cannot say enough good things about my experience with MiLEND and Mikala Bryant specifically.
-Nereyda A
I received a personal loan & then looked at a better option that would benefit my needs better. Thank you Tyler Van Horn for all the help you gave me through this process. I would highly recommend Milend for your financial needs. They have a great team to work with you.
-Vivian Y
I want to thank Milend, especially Clara Flynn, for the amazing consumer loan experience and knowledge of this field. Clara was always positive and prompt on all questions or concerns I had thru the process. The process Is not easy, but Clara made it feel like a breeze. I would recommend Milend and Clara Flynn for any loan services needed 🙂
-Erik B
We make the process easy
At MiLend, we’re here to help our customers make the best decisions on one of the most important investments of their lives. We offer a range of choices on mortgage products that can serve you best. How? Because we have the expertise of experienced, licensed loan officers.
Individually tailored to your needs
We don’t believe that one loan fits all, and we strive to put our clients in the best position to meet their mortgage needs. From a first-time purchase to a refinance, we have the guidance and advice you need to make the right choice for you.
A qualified team of mortgage experts
Each of our mortgage professionals are state qualified and endure thorough training before becoming certified in the mortgage lending and broker industry. We take pride in the quality support and meticulous preparation our mortgage professionals provide in each and every loan we assist our customers with, from start to finish.