Refinance Your Home with a Professional
Experience a smooth, seamless refinance with your personal, seasoned loan officer at Milend.
There are plenty of times when it makes sense to refinance a mortgage.
Refinancing is a great way to save money with your mortgage. When you refinance you apply for a new loan that will pay off your existing loan. Your new mortgage will have a new rate and term which will either reduce your monthly payment or shorten the term so that you pay off your mortgage faster.
There are fees to do this that can either be paid out of pocket, included in the new loan, or can be credited to you for doing a slightly higher rate which is also known as a ‘no closing cost’ loan. This is highly controversial because many lenders define “closing costs” differently. So when you are shopping for a lender to trust and do business with, it’s important to remember this if you hear “no closing costs.” Our consultants are trained to determine what your goals are and recommend the best closing cost structure to fit your needs.
When refinancing your mortgage, you can also take cash out from your equity and use it to remodel or upgrade your home or use the money to pay off other debts like credit cards or student loans. This effectively combines all of your bills into one payment. Our loan consultants are experts with showing our customers which bills are most important to consolidate to free as much cash flow as possible.
Explore Our Refinance Options
Payoff your loan faster without having to restart with a 30-Year Mortgage while enjoying payments that are lower than a 15-Year Refinance.
Cash Out & Debt Consolidation
With a lower interest rate, you may still be able to get cash to cover life events or make home improvements while lowering your monthly payment.
Investment Property Refinance
There are specific requirements for refinancing investment properties so speak to a MiLend specialist to get all the details.
Veterans and active military members can consolidate debt with a low fixed rate.
Rate & Term Refinance
Just want to save money on your mortgage payments by taking advantage of a lower interest rate? Then this option may be for you.
Questions about home refinance in Atlanta? Contact MiLend, your local Atlanta Mortgage Lender at 855-645-3631.