Tips for Your First Meeting with a Mortgage Professional

Atlanta Mortgage Broker - Tips for Your First Meeting

Tips for Your First Meeting with a Mortgage Professional

Tips for Your First Meeting with a Mortgage Professional 1024 512 Jason Breeland

Meeting with your Atlanta mortgage broker for the first time can be an exciting yet daunting experience. Making sure you are fully prepared is what most first-time homebuyers are concerned about. Well here at Milend, Inc., our team of experts have come up with some helpful tips to prepare you for your first meeting with a mortgage professional.

Tip #1:  Don’t Hide Anything

Most first-time buyers do not realize that your local mortgage lender should be your go-to person throughout the Atlanta mortgage process. This means that whenever you make a financial decision, they should be the person you contact. Do not try to hide anything from them in regards to financial matters. Be upfront if you have had to file for bankruptcy or are in a lot of debt. This doesn’t mean that they won’t be willing to work with you, it just means they might have to overcome some obstacles along the way to ensure you get the best mortgage for your financial situation.

Tip #2:  Have All The Appropriate Documents Organized

Be sure you are organized and prepared for your first meeting. To start, you should gather all the important financial documents that your mortgage lender is going to want to review. This includes, but is not limited to, personal ID, proof of income, property titles, assets, any debt you may have, current bills, and bank statements reviewing your savings. For more details on the documents you should bring, please call 855-645-3631.

Tip #3:  Know What Your Goals Are

Go into your meeting having an idea of what type of goals you wish to achieve with your mortgage. Discuss with your Atlanta mortgage lender your long-term plans, whether it is to have a mortgage paid off in 15 years, or if you wish to have a fixed rate mortgage so you can budget accurately and not have to worry about fluctuating rates. Whatever the case may be, share this with your lender so they can help prepare the most appropriate loan for you.

Tip #4:  Ask Questions

With countless mortgage options available on the market it can be confusing trying to understand what the difference between every loan is. Don’t be afraid to ask questions if you do not understand something because your lender knows how confusing it can be. They can educate you throughout this process and answer any questions you have so you confidently know exactly what terms you are agreeing to.

Contact Us

When searching for “mortgage lenders near me”, choose Milend, Inc. Our team of experts would love to work with you and help make your dreams of homeownership come true. So don’t wait, call our office today at 855-645-3631 to get started.

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