Review: Worked with me on debthttps://milend.com/wp-content/themes/fildisi/images/empty/thumbnail.jpg150150Your Loan Officer for LifeYour Loan Officer for Lifehttps://secure.gravatar.com/avatar/18a80453504ae8b038cea2947bb8ae438209cabb7f4915fbf98bc0fc1c58bc66?s=96&d=mm&r=g
Jennifer Ripley and her team are FANTASTIC!! I have refinanced with Milend three times and Jenny has been involved each time. Due to medical bills over the last 12 years, my credit was in shambles and Jenny and her Staff worked with me to payoff some debt in collections to get my score up so that I could refi. I can’t express enough what a great team these ladies are.
Review: Absolute financial freedomhttps://milend.com/wp-content/themes/fildisi/images/empty/thumbnail.jpg150150Your Loan Officer for LifeYour Loan Officer for Lifehttps://secure.gravatar.com/avatar/18a80453504ae8b038cea2947bb8ae438209cabb7f4915fbf98bc0fc1c58bc66?s=96&d=mm&r=g
Where do I even begin with this experience? With next to no effort at all, MiLend has taken me from feeling almost helpless and trapped in a never ending cycle, to absolute financial freedom beyond my understanding. I’ve really not even realized the full benefit of it all and it blows me away.
Outside of my mortgage, all of my debt is paid off and I was left with plenty of funds to complete home improvements. My credit score is already almost at 800 and my peace of mind is through the roof. I can’t honestly put into words what it has meant to me. I have two small kids and a wife and it just creates a better atmosphere knowing I have one less thing to worry about, and in this case about 11 things, as I don’t have multiple bills to keep up with and pay.
I spoke with Clara Flynn in January and my situation wasn’t ideal to be able to pull something like this off. She guided me on how to proceed and made it seem like a possibility. Even though I didn’t speak to her for much of the year, I would still receive follow ups and hellos in the mail. When I checked back in with her I was nearing what seemed like the end of a rope with nowhere to place my financial feet. I still can’t believe this has been real and can’t wait to see what doors this opens for my family’s future. I will always be grateful and recommend this to anyone in need of a solution.
Review: Excited for next steps!https://milend.com/wp-content/themes/fildisi/images/empty/thumbnail.jpg150150Your Loan Officer for LifeYour Loan Officer for Lifehttps://secure.gravatar.com/avatar/18a80453504ae8b038cea2947bb8ae438209cabb7f4915fbf98bc0fc1c58bc66?s=96&d=mm&r=g
It was a pleasure working with Ashley Thomas and her team. Thank you for your prompt communication and helping explain things along the way. We really appreciate it and are excited for the next steps of paying of our debt! Thanks so much!
Review: Closed in 30 dayshttps://milend.com/wp-content/themes/fildisi/images/empty/thumbnail.jpg150150Your Loan Officer for LifeYour Loan Officer for Lifehttps://secure.gravatar.com/avatar/18a80453504ae8b038cea2947bb8ae438209cabb7f4915fbf98bc0fc1c58bc66?s=96&d=mm&r=g
Thank you to Libby Forrester for all she did to get us out of the PMI and use our home equity towards paying off some high credit bills. She did a great job keeping us in the loop throughout the whole process. She also turned everything around quick and we closed in 30 days from our initial conversation. We will gladly refer Libby to any of our friends and relatives for the future.
Review: Getting out of debthttps://milend.com/wp-content/themes/fildisi/images/empty/thumbnail.jpg150150Your Loan Officer for LifeYour Loan Officer for Lifehttps://secure.gravatar.com/avatar/18a80453504ae8b038cea2947bb8ae438209cabb7f4915fbf98bc0fc1c58bc66?s=96&d=mm&r=g
I never would have thought I would need to refinance my house in order to get out of debt. Morgan Dickson at MiLend helped me with this process, even though it took a little longer than I wanted since I was in Forbearance. Morgan stuck with it while reaching out to me when checking up with that. Working with her has made my first, and hopefully my last, refi a smooth and fun experience. She cares about what you need, and she went above and beyond to make sure we had all the information requited to make the right decision in refinancing. Morgan comes highly recommended and anyone would be lucky to have her as their Loan Consultant.
Review: On our way to being debt-freehttps://milend.com/wp-content/themes/fildisi/images/empty/thumbnail.jpg150150Your Loan Officer for LifeYour Loan Officer for Lifehttps://secure.gravatar.com/avatar/18a80453504ae8b038cea2947bb8ae438209cabb7f4915fbf98bc0fc1c58bc66?s=96&d=mm&r=g
I wanted to say thank you to Rett Mercer for encouraging me to look into this. The last process was so difficult and we got screwed and really did not see a huge benefit. But by taking the time to really look at our situation, Rett helped us come up with a plan. I do believe that this will set us up to become debt-free aside from our mortgage in 24 months max. For the first time in several years, I feel like I can breathe!
Review: Converted to a 15-year mortgagehttps://milend.com/wp-content/themes/fildisi/images/empty/thumbnail.jpg150150Jason BreelandJason Breelandhttps://secure.gravatar.com/avatar/8523385a860acdd40c3ff51382cdc82b3bf2003cc1d86335bc95c566eac1f45b?s=96&d=mm&r=g
My wife and I sought to convert our 30-year mortgage to a 15-year mortgage. I had some credit issues from an earlier time in my life, but Jenny Ripley was a tremendous encouragement in helping me navigate them. I greatly appreciate her willingness to work with me as opposed to just seeing it as another transaction. She definitely gave our transaction a personal touch. I’ll certainly refer and use MiLend andJenny for any future mortgage needs.
As a result of their good work, I was able to convert my home loan to a 15-year note, shave 1.125% off my interest rate, drop PMI, and it only increased our monthly payment by $143. Jenny and the entire MiLend team were very professional, and we were amazed at the smoothness of the entire process.
Review: Second time reducing debthttps://milend.com/wp-content/themes/fildisi/images/empty/thumbnail.jpg150150Jason BreelandJason Breelandhttps://secure.gravatar.com/avatar/8523385a860acdd40c3ff51382cdc82b3bf2003cc1d86335bc95c566eac1f45b?s=96&d=mm&r=g
Phillip King and his team have done such a great job for me on my home refinance. For the second time, Phillip gave me a hassle-free way to consolidate debt with a refinance on my home. The MiLend team did ALL the work and I didn’t have to lift a finger except to sign documents.
As he has done before, Philip found the best solution for me and saved me thousands of dollars on high-interest credit cards, making it possible for me to stay in the home I love with my son. Thanks to Milend, I have been able to consolidate my debt and put my money towards debt reduction. Phillip looked out for my best interests and worked to make sure I get the best deal possible.
Review: Game plan for my $60k debthttps://milend.com/wp-content/themes/fildisi/images/empty/thumbnail.jpg150150Jason BreelandJason Breelandhttps://secure.gravatar.com/avatar/8523385a860acdd40c3ff51382cdc82b3bf2003cc1d86335bc95c566eac1f45b?s=96&d=mm&r=g
Two years ago I was given Clara Flynn’s contact info to help with credit rehabilitation and buying a home. When I first reached out to her for advice, I didn’t know anything about the home purchase process. I was an early thirties adult who never exercised responsible spending habits, timely bill paying, or saving for the next big step in life. I was military-focused and always figured that part would take care of itself.
I came to Clara about 60k in debt with a median credit score that looked more like a tournament-winning round of golf then a financial benchmark. We immediately connected over the phone. She was personable, engaging, and open; and she provided me a sense of dignity when talking about my previous financial mistakes. Because let’s be honest — talking about financial stability and poor spending habits is embarrassing.
She took my three credit reports and mapped out a custom game plan to get me back on track. Realizing that this process would take some time, she placed me on her personal calendar and kept in regular touch with me on my progress and challenges I was facing. Personal emails, phone calls, and text messages even outside of normal office hours was standard practice. Her approach to customer service didn’t feel like a commission-driven service. She recalled details of our previous conversations and made sure to ask about them.
As soon as I was in a position that made sense, she took the ball and ran with it. In my experience with her, I never felt out-of-the-loop or caught off-guard with something that we hadn’t discuss. She aided in all the document collection and submission, handling the underwriters, the closers, and my realtor with ease — and with my interest at heart.
As a result of her efforts and continued support, my 16-week pregnant wife and 3-year-old son now have the opportunity to remodel our dream home. We are expanding from 1,800 square feet to 3,000. We are literally being given room to grow — and at a fairly decent interest rate.
Clara (and Milend) will forever be my family’s financial consultant and my first recommendation when people ask “What worked for you?”
It was a pleasure dealing with Phillip King for our refinance. He is extremely knowledgeable in his field and was on top of the loan process from start to finish. His direction in helping us gather what we needed was beyond compare. We would highly recommend that anyone, especially anyone self-employed looking to refinance their loan, deal with Phillip.
Again, we can’t thank Phillip and Milend enough. It is such a pleasure being basically debt-free and having just the mortgage payment to contend with.
