Review: Converted to a 15-year mortgagehttps://milend.com/wp-content/themes/fildisi/images/empty/thumbnail.jpg150150Jason BreelandJason Breelandhttps://secure.gravatar.com/avatar/8523385a860acdd40c3ff51382cdc82b3bf2003cc1d86335bc95c566eac1f45b?s=96&d=mm&r=g
My wife and I sought to convert our 30-year mortgage to a 15-year mortgage. I had some credit issues from an earlier time in my life, but Jenny Ripley was a tremendous encouragement in helping me navigate them. I greatly appreciate her willingness to work with me as opposed to just seeing it as another transaction. She definitely gave our transaction a personal touch. I’ll certainly refer and use MiLend andJenny for any future mortgage needs.
As a result of their good work, I was able to convert my home loan to a 15-year note, shave 1.125% off my interest rate, drop PMI, and it only increased our monthly payment by $143. Jenny and the entire MiLend team were very professional, and we were amazed at the smoothness of the entire process.
Review: Second time reducing debthttps://milend.com/wp-content/themes/fildisi/images/empty/thumbnail.jpg150150Jason BreelandJason Breelandhttps://secure.gravatar.com/avatar/8523385a860acdd40c3ff51382cdc82b3bf2003cc1d86335bc95c566eac1f45b?s=96&d=mm&r=g
Phillip King and his team have done such a great job for me on my home refinance. For the second time, Phillip gave me a hassle-free way to consolidate debt with a refinance on my home. The MiLend team did ALL the work and I didn’t have to lift a finger except to sign documents.
As he has done before, Philip found the best solution for me and saved me thousands of dollars on high-interest credit cards, making it possible for me to stay in the home I love with my son. Thanks to Milend, I have been able to consolidate my debt and put my money towards debt reduction. Phillip looked out for my best interests and worked to make sure I get the best deal possible.
Review: Game plan for my $60k debthttps://milend.com/wp-content/themes/fildisi/images/empty/thumbnail.jpg150150Jason BreelandJason Breelandhttps://secure.gravatar.com/avatar/8523385a860acdd40c3ff51382cdc82b3bf2003cc1d86335bc95c566eac1f45b?s=96&d=mm&r=g
Two years ago I was given Clara Flynn’s contact info to help with credit rehabilitation and buying a home. When I first reached out to her for advice, I didn’t know anything about the home purchase process. I was an early thirties adult who never exercised responsible spending habits, timely bill paying, or saving for the next big step in life. I was military-focused and always figured that part would take care of itself.
I came to Clara about 60k in debt with a median credit score that looked more like a tournament-winning round of golf then a financial benchmark. We immediately connected over the phone. She was personable, engaging, and open; and she provided me a sense of dignity when talking about my previous financial mistakes. Because let’s be honest — talking about financial stability and poor spending habits is embarrassing.
She took my three credit reports and mapped out a custom game plan to get me back on track. Realizing that this process would take some time, she placed me on her personal calendar and kept in regular touch with me on my progress and challenges I was facing. Personal emails, phone calls, and text messages even outside of normal office hours was standard practice. Her approach to customer service didn’t feel like a commission-driven service. She recalled details of our previous conversations and made sure to ask about them.
As soon as I was in a position that made sense, she took the ball and ran with it. In my experience with her, I never felt out-of-the-loop or caught off-guard with something that we hadn’t discuss. She aided in all the document collection and submission, handling the underwriters, the closers, and my realtor with ease — and with my interest at heart.
As a result of her efforts and continued support, my 16-week pregnant wife and 3-year-old son now have the opportunity to remodel our dream home. We are expanding from 1,800 square feet to 3,000. We are literally being given room to grow — and at a fairly decent interest rate.
Clara (and Milend) will forever be my family’s financial consultant and my first recommendation when people ask “What worked for you?”
It was a pleasure dealing with Phillip King for our refinance. He is extremely knowledgeable in his field and was on top of the loan process from start to finish. His direction in helping us gather what we needed was beyond compare. We would highly recommend that anyone, especially anyone self-employed looking to refinance their loan, deal with Phillip.
Again, we can’t thank Phillip and Milend enough. It is such a pleasure being basically debt-free and having just the mortgage payment to contend with.
