Fair and Responsible Lending Statement

It is MiLEND, Inc. (MiLEND) policy to provide unbiased treatment of all customers or potential customers. MiLEND is committed to treating all individuals fairly and equitably in the conduct of its lending businesses wherever we conduct business. This commitment is part of our fundamental mission of providing quality financial services to existing and prospective customers. Fair lending requires the equitable treatment of all credit applicants without regard to race, sex (including gender), sexual orientation, color, national origin, religion, age, marital status, disability, familial status, the fact that all or part of the applicant’s income derives from public assistance programs or to the fact that the applicant has in good faith exercised any right under the Consumer Credit Protection Act.

The success of MiLEND’s Fair Lending program is the responsibility of the entire company. MiLEND’s Owners and the Executive Management team are responsible for establishing practices designed to ensure that our operations reflect our commitment to fair lending and that all employees are aware of that commitment. MiLEND’s fair lending practices apply to all aspects of MiLEND’s operations.

At MiLEND, we are dedicated to providing superior service to our clients through teamwork, professionalism, and commitment to action. Fair treatment of all consumers is, and shall be, our primary focus as we identify ways to continue to meet our commitment to fair lending.