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Compared with conventional home loans, FHA loan providers are willing to look at the entire picture rather than declining a borrower for falling short on particular criteria.

  • Low minimum down payment (currently 3.5%)
  • Reasonable credit expectations
  • Flexible income requirements
  • Credit scores as low as 580 may qualify to refinance up to 97.75% of a primary home’s value
  • Refinance using your initial purchase price without an appraisal

Mortgage Calculator

Our easy to use mortgage calculator can show you how much you can afford, calculate payments and help you to consolidate your debt.


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Are you ready to explore your loan options? Our home mortgage loan experts can help you weigh your choices.

Questions about FHA home loans in Atlanta? Contact MiLend, your local Atlanta mortgage brokers near you on 855-645-3631.