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Customer Paperless Opt-In Disclosure and Consent Agreement

Consumer Loan E-Sign Disclosure and Consent Agreement

Please read this E-Sign Disclosure and Consent Agreement carefully and print or retain a copy for your records.

We are providing this notice to you so you may consent, if you so desire, to receive in electronic form both Legal Disclosures and any other information and communications that MiLEND, Inc. elects to provide to you electronically.  By selecting the “ I Agree” button on the Paperless Opt-In form at https://milend.com/paperless-enrollment/ , you consent to the use of electronic records and signatures

using this electronic signature service under the terms and conditions of this E-Sign Disclosure and Consent Agreement.  You also confirm you are able to access the electronic signature service and all of the documents provide to you in electronic form.  You agree to be bound by the terms and conditions of use for the electronic signature.  If you do not give your consent by clicking the “I Agree” button below, you will not be permitted to use the electronic service.

Your consent to receive legal disclosures and communications electronically applies to, but is not limited to, all notices, statements, agreements, legal disclosures, reports, documents, communications, our privacy policies or any loan documents. This applies also to any and all information or communications that we elect to provide to you electronically in our discretion or that MiLEND, Inc. is required to provide to you in writing by applicable law or regulations. With your consent, you will  be able to electronically sign and authorize these documents as necessary rather than on paper.

Before we can engage in this transaction electronically, it is important that you understand your rights and responsibilities. Please read the following and affirm your consent to conduct business with MiLEND, Inc. electronically.  For purposes of this E-Sign Disclosure and Consent Agreement,”eDisclosures”  mean all notices, statements, agreements, legal disclosures, reports, documents, communications, our privacy policies or any loan documents. This applies also to any and all information or communications that we elect to provide to you electronically in our discretion  or that MiLEND, Inc. is required to provide to you in writing by applicable law or regulations.  In relation to these eDisclosures that are provided to you electronically, the words “you” and “your” refers to MiLEND, Inc.’s customer(s) , and the words “we”, “our” and “us” refers to MiLEND, Inc.

YOUR CONSENT

  • Your consent to participate in this electronic service will apply to all eDisclosures for any applicable consumer loans for which you may apply. If you provide your consent by clicking the “I agree” button at the bottom of the page, we will conduct any loan transaction electronically, instead ofMiLEND, Inc. providing you with the loan documents in paper form.
  • If for any reason a document related to you is not available in electronic form, a paper copy will be provided to you by MiLEND, Inc. free of charge.
  • Conducting transactions electronically is an option.  If you do not consent to receive eDisclosures electronically,  you will be provided with copies of these eDisclosures in paper form. Additionally, you will not be required to pay a fee for receiving paper copies of any eDisclosures.

WITHDRAWAL OF CONSENT

  • You have the right to withdraw your consent to receive  eDisclosures at any time. By declining or revoking your consent to receive eDisclosures, MiLEND, Inc. will provide you with the all documents  in paper form.
  • If you originally consent to receive eDisclosures,  but later decide to withdraw your consent, you can do so by clicking on the “I do not agree” button, or by notifying MiLEND, Inc. at:

  MiLEND, Inc.,8995 Westside Parkway, Alpharetta, GA 3009

  or call us at:  770-817-1550

  • If you originally consent to receive eDisclosures, but later withdraw your consent, you will not be required to pay a fee for withdrawing your consent and receiving paper copies of the documents.

OBTAINING PAPER  COPIES

  • After your consent is given, you may request from us paper copies of your eDisclosures.

Please send this request to:

MiLEND, Inc.,8995 Westside Parkway, Alpharetta, GA 30009

  • If you request paper copies of the eDisclosures, you will not be required to pay a fee for receiving paper copies of the eDisclosures.

SYSTEM REQUIREMENTS

  • In order to receive eDisclosures, you must have a computer with Internet access and an Internet email account and address; an Internet browser using 128-bit encryption or higher, Adobe Acrobat 7.0 or higher, SSL encryption and access to a printer or the ability to download information in order to keep copies of your electronic documents for your records.
  • If the software or hardware requirements  change in the future, we will use commercially  reasonable efforts to notify you of the change.  If you choose to withdraw your consent upon notification of the change, you will be able to do so without penalty. Paper copies of all documents will be mailed to you if you choose to withdraw your consent.

HOW WE CAN REACH YOU

  • You must promptly notify us if there is a change in your email address or in other information needed to contact you electronically.  You can contact us at:

MiLEND, Inc., 8995 Westside Parkway, Alpharetta, GA 30009

or call us at: 770-817-1550

  • We will not assume liability for non-receipt of notification of the availability  of eDisclosures in the event your email address on file is invalid; your email or internet service provider filters the notification as “spam” or “junk mail”; there is a malfunction in your computer, browser, internet service and/or software; or for other reasons beyond our control.

Please click the “I agree” button on the Paperless Opt-In form at https://milend.com/paperless-enrollment/ to consent to do business with MiLEND, Inc. electronically and to view eDisclosures electronically as per this E-Sign Disclosure and Consent Agreement.

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