Definitely was ready for the latest episode of “Encounter with a scammer.” Instead, I got a rep, Haley Schroer, who was completely transparent, listened to my concerns, and answered my questions completely and with forethought. I was so impressed with the process (after first conversation, we decided it was a better course of action to wait for 2 weeks and recheck my credit reports to make sure recent payments on my cards cleared Transunion). Oh yeah, for the record, the bureau they use is Transunion and its FICO score model 4 (mortgages). This is important to know. More apps will only show you Vantage 3.0 or FICO 8 scores. Again though, totally legit and I Highly Recommend.
P.S. I made it clear from the start I was only interested in the 9% $1,000 loan, not anything else (almost all other similar offers from other companies have been pure upsell scams). This was completely fine with the rep and we ended up (in the end) discussing (at my request) future engagements with this company for a Home Equity Loan.
– Tony T