I wanted to say thank you to Rett Mercer for encouraging me to look into this. The last process was so difficult and we got screwed and really did not see a huge benefit. But by taking the time to really look at our situation, Rett helped us come up with a plan. I do believe that this will set us up to become debt-free aside from our mortgage in 24 months max. For the first time in several years, I feel like I can breathe!
Laura H