Products

Review: Converted to a 15-year mortgage

Review: Converted to a 15-year mortgage 150 150 Jason Breeland

My wife and I sought to convert our 30-year mortgage to a 15-year mortgage. I had some credit issues from an earlier time in my life, but Jenny Ripley was a tremendous encouragement in helping me navigate them. I greatly appreciate her willingness to work with me as opposed to just seeing it as another transaction. She definitely gave our transaction a personal touch. I’ll certainly refer and use MiLend andJenny for any future mortgage needs.

As a result of their good work, I was able to convert my home loan to a 15-year note, shave 1.125% off my interest rate, drop PMI, and it only increased our monthly payment by $143. Jenny and the entire MiLend team were very professional, and we were amazed at the smoothness of the entire process.

Mike B

Review: You’re the best, Clara Flynn!

Review: You’re the best, Clara Flynn! 150 150 Jason Breeland

Thank you all so very much for helping complete this refinance. I thought it could never be done. You’re the best Clara Flynn! If interest rates drop significantly, we’ll talk again.

Greg M

Review: In a better place financially

Review: In a better place financially 150 150 Jason Breeland

I just wanted to thank Clara Flynn for she’s done to make this process one of the best experiences I’ve had with refinancing. She definitely went above and beyond, and she made me feel like a family member. I will always be grateful for the time she took to analyze my finances and to help me understand that I could be in a much better situation.

I remember our first meeting, and I thought it was awfully nice of her to meet me and bring the check after I told her I needed it to take care of a situation. Clara stayed in touch throughout the entire process, and I will always be grateful to her for putting me in a better place financially. I will highly recommend Clara and MILEND to anyone that I know for purchasing or refinancing.

Bobbi J. R.

Review: Second time reducing debt

Review: Second time reducing debt 150 150 Jason Breeland

Phillip King and his team have done such a great job for me on my home refinance. For the second time, Phillip gave me a hassle-free way to consolidate debt with a refinance on my home. The MiLend team did ALL the work and I didn’t have to lift a finger except to sign documents.

As he has done before, Philip found the best solution for me and saved me thousands of dollars on high-interest credit cards, making it possible for me to stay in the home I love with my son. Thanks to Milend, I have been able to  consolidate my debt and put my money towards debt reduction. Phillip looked out for my best interests and worked to make sure I get the best deal possible.

Deana G

Review: Got my family in our First Home!

Review: Got my family in our First Home! 150 150 Jason Breeland

I really appreciate the help I received from the Milend team to get my family into our First Home! Jenny Ripley was absolutely amazing. She knew exactly what she was talking about, I never had any delays, and all their response time was always under 24hrs. Jennifer explained everything in detail and whenever I had a question, she made sure I understood everything! I will be referring Jennifer to anyone I come across who is looking for a loan!

Amber B

Review: Helped me buy first home!

Review: Helped me buy first home! 150 150 Jason Breeland

Ashley Thomas is a professional who knows everything there is to know about purchasing your new home. She gave me an abundance of helpful information about the loan process. Just phenomenal at what she does! She even answered her phone after hours to help me along my journey. I couldn’t believe how easy it was to purchase my first home with her help, and I couldn’t be more excited. I highly recommend Ashley Thomas for your next loan!

Review: Truly appreciate the service

Review: Truly appreciate the service 150 150 Jason Breeland

I truly appreciate the service Ashley Thomas and her team provided me during the whole mortgage refinance process. Everything went very smoothly and professionally!

Calvin M

Review: Got us out of reverse mortgage

Review: Got us out of reverse mortgage 150 150 Jason Breeland

Jenny Ripley and the rest of the Milend team did such a phenomenal job helping us get our mother’s house out of a reverse mortgage. They delivered on everything they promised us, and we weren’t always easy to deal with. They have the nicest and the best attitude of anyone we’ve dealt with in a very long time.

We really appreciate everything they did for us on the loan, and I would for sure recommend them to anyone I know in need of lending assistance. They really did a wonderful job, and we thank them so much for their help. Our situation was difficult and they pulled it off when nobody else would help us.

James & Danielle V

Review: Game plan for my $60k debt

Review: Game plan for my $60k debt 150 150 Jason Breeland

Two years ago I was given Clara Flynn’s contact info to help with credit rehabilitation and buying a home. When I first reached out to her for advice, I didn’t know anything about the home purchase process. I was an early thirties adult who never exercised responsible spending habits, timely bill paying, or saving for the next big step in life. I was military-focused and always figured that part would take care of itself.

I came to Clara about 60k in debt with a median credit score that looked more like a tournament-winning round of golf then a financial benchmark. We immediately connected over the phone. She was personable, engaging, and open; and she provided me a sense of dignity when talking about my previous financial mistakes. Because let’s be honest — talking about financial stability and poor spending habits is embarrassing.

She took my three credit reports and mapped out a custom game plan to get me back on track. Realizing that this process would take some time, she placed me on her personal calendar and kept in regular touch with me on my progress and challenges I was facing. Personal emails, phone calls, and text messages even outside of normal office hours was standard practice.  Her approach to customer service didn’t feel like a commission-driven service. She recalled details of our previous conversations and made sure to ask about them.

As soon as I was in a position that made sense, she took the ball and ran with it. In my experience with her, I never felt out-of-the-loop or caught off-guard with something that we hadn’t discuss. She aided in all the document collection and submission, handling the underwriters, the closers, and my realtor with ease — and with my interest at heart.

As a result of her efforts and continued support, my 16-week pregnant wife and 3-year-old son now have the opportunity to remodel our dream home. We are expanding from 1,800 square feet to 3,000. We are literally being given room to grow — and at a fairly decent interest rate.

Clara (and Milend) will forever be my family’s financial consultant and my first recommendation when people ask “What worked for you?”

Captain B

Review: Milend has great employees

Review: Milend has great employees 150 150 Jason Breeland

I recently had the pleasure of working with your company on a cash-out refinance. Jennifer Ripley was BEYOND helpful! Not only was she timely and professional, but I could tell Jenny actually cared for us! Beyond answering emails, the phone interactions were pleasant and informative! I had many, many questions and issues that she handled without a hiccup. Milend truly has some great employees at this location. I will be working with them again when I’m in a position to convert to a conventional loan.

Justin H