It was a pleasure dealing with Phillip King for our refinance. He is extremely knowledgeable in his field and was on top of the loan process from start to finish. His direction in helping us gather what we needed was beyond compare. We would highly recommend that anyone, especially anyone self-employed looking to refinance their loan, deal with Phillip.
Again, we can’t thank Phillip and Milend enough. It is such a pleasure being basically debt-free and having just the mortgage payment to contend with.
My husband and I wanted to let you know about our home buying experience working with Phillip King and associates at Milend. A couple of years ago we had a house fire at our primary residence. Unfortunately, we had to relocate to a rental property while the insurance company was working with contractors to rebuild our house. During the time the house was being rebuilt, we had another baby while we were at the rental. With 4 kids now living at home, we decided to purchase a home larger than the home being rebuilt to accommodate our family.
We were referred to Phillip King to look at getting us pre-approved to purchase a new, larger home. Once we connected with Phillip, we were very impressed with his knowledge about multiple loan scenarios. He showed us a few different ways to purchase the home of our dreams. One of those options, since we were looking for a larger home, was a Jumbo loan for financing and then doing a 1st and 2nd with only 10% down. We had talked to a few banks before talking with Phillip. None of them had shown us the different ways that we could avoid PMI, or doing a Jumbo loan vs doing a 1st and a 2nd mortgage. We were very impressed with the different options he showed us that we could be qualified for.
Once we started working with Phillip, he also let us know the difference between being pre-qualified vs being pre-approved. It was my understanding this was a big deal, as my husband is self-employed and the owner of our business. It was very important that we get pre-approved vs pre-qualified where other banks had only mentioned getting pre-qualified. We were very thankful to have been able to work with Milend and Phillip.
Through the process of buying the home, Phillip was always there to answer any questions we had and managed to get us approved very fast. With all the hoops that borrowers have to jump through to get approved in today’s lending environment, Phillip definitely exceeded our expectations with his step-by-step process. We have told many of our friends and family about Milend and Phillip.
Review: Made an impact on ushttps://milend.com/wp-content/themes/fildisi/images/empty/thumbnail.jpg150150Jason BreelandJason Breelandhttps://secure.gravatar.com/avatar/8523385a860acdd40c3ff51382cdc82b3bf2003cc1d86335bc95c566eac1f45b?s=96&d=mm&r=g
We wanted to thank Jenny Ripley for all she did to help secure our refinance. We felt so comfortable working with Jenny, and we think that God puts people in our path of life for a reason. We want to thank her for not “just doing her job” but making an impact on us. Thank you again for all your work on our refinance!
Review: I’ll never mortgage with a bankhttps://milend.com/wp-content/themes/fildisi/images/empty/thumbnail.jpg150150Jason BreelandJason Breelandhttps://secure.gravatar.com/avatar/8523385a860acdd40c3ff51382cdc82b3bf2003cc1d86335bc95c566eac1f45b?s=96&d=mm&r=g
This was my first time using MiLend. My experience working with Jennifer Ripley was phenomenal!!! I never thought I could have such a seamless process in refinancing my home, but everything flowed along perfectly. I would like to commend Jenny and MiLend in general, for providing me a refinancing process that was second to none. I will contact Jenny for all of my future mortgage needs, and I will also recommend her if I run across anyone seeking a home mortgage. I can assure you I’ll never use a bank again for a mortgage, my experience with Milend was incredible!
Review: Will certainly recommendhttps://milend.com/wp-content/themes/fildisi/images/empty/thumbnail.jpg150150Jason BreelandJason Breelandhttps://secure.gravatar.com/avatar/8523385a860acdd40c3ff51382cdc82b3bf2003cc1d86335bc95c566eac1f45b?s=96&d=mm&r=g
Thank you, Migle Ribaciauskaite, for everything: your commitment, persistence, patience, and of course your dedication and sincere effort in helping me with this refinance. Overall the experience was very positive, professional, and respectful.
I will certainly recommend Migle to anyone I know looking to do any type of home financing. It was a pleasure working with her, and I greatly appreciate all the advice and guidance. I look forward to working with her in the future as well.
Review: Service and professionalismhttps://milend.com/wp-content/themes/fildisi/images/empty/thumbnail.jpg150150Jason BreelandJason Breelandhttps://secure.gravatar.com/avatar/8523385a860acdd40c3ff51382cdc82b3bf2003cc1d86335bc95c566eac1f45b?s=96&d=mm&r=g
I recently refinanced my mortgage with MiLend, and I wanted to express how easy and painless the process was. Jennifer Ripley especially was very pleasant to work with, and she really eased my doubts about whether I should refinance by further explaining the process. I am really happy that I did, and I appreciate the service and professionalism that Jenny provided.
Review: Everything went very smoothlyhttps://milend.com/wp-content/themes/fildisi/images/empty/thumbnail.jpg150150Jason BreelandJason Breelandhttps://secure.gravatar.com/avatar/8523385a860acdd40c3ff51382cdc82b3bf2003cc1d86335bc95c566eac1f45b?s=96&d=mm&r=g
Jenny Ripley is a gem – she is a real asset to MiLend. Jenny stayed in touch with me over the last couple of years, after a failed attempt to refinance that just never worked out on my end. This last contact came at just the right time, and we were able to refinance our home with Jenny taking care of everything.
Everything went very smoothly, and we closed on time!! I would highly recommend Jenny to anyone needing a home mortgage. She is extremely knowledgeable & helpful. On top of that, she was very kind and friendly when interacting with us. Thank you to Jenny and the Milend team!
Review: Made our dream come truehttps://milend.com/wp-content/themes/fildisi/images/empty/thumbnail.jpg150150Jason BreelandJason Breelandhttps://secure.gravatar.com/avatar/8523385a860acdd40c3ff51382cdc82b3bf2003cc1d86335bc95c566eac1f45b?s=96&d=mm&r=g
I want to thank Ashley Thomas and her team so very much for everything they have done for us! The team was amazing and wonderful to work with, and I cannot express our sincere gratitude enough. Ashley was on top of everything and kept us completely informed every step of the way. I felt that I actually built a friendship and trust with the team and that says so much!
Ashley made this process so easy and made our dream come true of being able to stay in this home that we love – while still being able to afford the new baby daycare bill! LOL!! That in itself was something we never thought possible. So thank you, thank you, THANK YOU, from the bottom of our hearts; and we will be passing along Ashley’s info to recommend her to all of our friends looking for financing options.
Review: Took care of everythinghttps://milend.com/wp-content/themes/fildisi/images/empty/thumbnail.jpg150150Jason BreelandJason Breelandhttps://secure.gravatar.com/avatar/8523385a860acdd40c3ff51382cdc82b3bf2003cc1d86335bc95c566eac1f45b?s=96&d=mm&r=g
Clara Flynn – Thanks so much for handling the refinance of my home mortgage. You worked so hard to make sure everything was taken care of. I appreciate the way you faxed documents to be completed when I was unable to open and complete them on my phone. Thanks for all the extra work you did to acquire the information for my current tax return. The closing went smoothly because you took care of everything in advance. I would certainly recommend that any family member or friend contact you when they have any mortgage needs.
Review: Quick and efficient loan helphttps://milend.com/wp-content/themes/fildisi/images/empty/thumbnail.jpg150150Jason BreelandJason Breelandhttps://secure.gravatar.com/avatar/8523385a860acdd40c3ff51382cdc82b3bf2003cc1d86335bc95c566eac1f45b?s=96&d=mm&r=g
Ashley Thomas and her team impressed Mark and me with how quick and efficient they were in helping us with our loan. We will recommend Milend and Ashley to our friends and family if they are ever in the market.
