Cash-Out Refinance

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Review: Help during financial hardships

Review: Help during financial hardships 150 150 Your Loan Officer for Life

I just wanted to take the time to express my sincere gratitude to Phillip King. His services came into my life when I was experiencing severe financial hardships due to medical situations and surgeries. From a small loan to a financial plan and large loan he and his team was awesome! But especially Phillip who was professional, understanding, so very helpful in walking me through each procedure and aiding me in gathering information needed from the proper sources. Now I’m feeling better and able to stick to the plan he recommended. Will definitely be using him for future needs. Also have recommended him and Milend.

-Carolyn H

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Review: Pleasure working with them

Review: Pleasure working with them 150 150 Your Loan Officer for Life

Pleasure working with Phillip King, I got a check in the Mail I used it and contacted them about a debt consolidation mortgage and they took care of that as well. Recommend.

– Cliff M

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Review: Incredible monthly savings

Review: Incredible monthly savings 150 150 Your Loan Officer for Life

I just wanna share what an amazing experience I had with this company, especially with Morgan Dickson. she went above and beyond and truly assisted me in refinancing my house and consolidating all of my debt. She tirelessly worked on my file, texting me what we still needed also constantly updating me and encouraging me. her level of personal and professional service is unmatched by anyone I’ve ever worked with in this industry! The sense of relief I have knowing I’m not only saving and incredible amount of money monthly, but was able to do this with Morgan’s assistance, and her entire team, is a huge weight off my shoulders. Highly recommended!

– Tiffany R

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Review: Eliminated credit card debt

Review: Eliminated credit card debt 150 150 Your Loan Officer for Life

I’m so grateful that David Langub was able to restructure our home loan to eliminate a 2nd mortgage as well as our credit card debt. I can finally breathe again! This has been an amazing journey. I contacted Milend from a promotional flyer in hopes of getting approved for a $1,000 loan.  My goal at the time was to build credit with MiLend so that I could eventually get approved for a debt consolidation loan.

I explained my situation to David and he told me that he had a better option for me that I never considered.  I honestly didn’t think I could get approved for a refinance. I love the knowledge that David has about the mortgage industry and how responsive he and his team were.  I will highly recommend David to my friends and family. Thanks again for all your help!

-Chandra J

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Review: Consolidated all my debt

Review: Consolidated all my debt 150 150 Your Loan Officer for Life

How could I of ever known that making a call from receiving a check in the mail would turn into consolidating all my debt and clearing a bad mortgage modification…

I can not thank Michael Rachiele enough for all his help in making this happen, his knowledge his patience and understanding played a key role in helping me do this!

Thank you just doesn’t seem to be enough. I appreciate Michael and his team for everything to make this happen!

-Tonia P

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Review: Can change your life

Review: Can change your life 150 150 Your Loan Officer for Life

My whole experience with Milend was amazingly positive. David Langub, as my loan officer, was instrumental in creating a solution to a problem I had unwittingly created. I originally called to see about borrowing the $1000 from the offer I received in the mail. Fortune smiled on me that day, as my call was answered by David Langub.  He was highly approachable, not pushy, and very kind. He helped me see that the $1000 was a bandaid on a larger wound.  Patiently and with great compassion, David led me through my current financial situation and helped me to see that I was in fact headed for disaster.

It was his careful manner of leading me through where I currently was and where I could be with Milend’s help that created new hope in me. When he explained what Milend could do, I felt such relief and gratitude. I cannot say enough positive things about David Langub.  First of all, he was sincere, compassionate, and highly personable.  I found working with him to be a pleasure.  He was extremely encouraging, non-judgemental, and very caring.  He fully explained every step along the way, and I found him to be quite knowledgeable.  He definitely “knew his stuff!”  I felt throughout the process that he truly cared about me as an individual; that I was not just “another client” he could check off.

The plan he provided felt tailored for me, and I could tell he was genuinely interested in finding a workable solution for me. He was so patient, as I sometimes struggled with technology issues. Never once did I feel he was “losing patience” with me or frustrated with me.  He was all about providing the best service possible, and I appreciated as well as respected him for that.  It is rare in today’s world to find an individual of David’s caliber; he is honest, genuine, caring, and very real.

I highly recommend him to anyone who finds themselves either needing a mortgage or trying to regroup financially.  He is truly one in a million, and I am so very thankful that he answered my call that day.  He turned my life around, gave me new hope, and helped me have a very positive attitude toward the future.  I would urge anyone to contact him.  He is rare and real.  He can change your life.

-Lisa R

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Review: Got me the loan others denied

Review: Got me the loan others denied 150 150 Your Loan Officer for Life

Jennifer Ripley was very professional. She got me the loan that Rocket, Loan depot and many others denied. She got it done when home dept told me it was impossible. Many accolades. Couldn’t have gotten the loan I wanted without Jenny and Milend! Thanks for helping a senior consolidate my credit cards.

-Bill S

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Review: My life is forever changed

Review: My life is forever changed 150 150 Your Loan Officer for Life

I had the distinct pleasure of working with John Ware (a mortgage consultant) and his team over at MiLend on a recent refinance of my home mortgage, and for me, the experience was OUTSTANDING. The interesting part of this story surrounds the fact that I did NOT set out to refinance with these folks at all, at least to start. The opportunity to refinance presented itself (with John’s help) when we were reviewing a completely different offer early on (one of their mailings), and before I knew it, I had an opportunity to completely change my life financially – FOR THE BETTER – and I could not have done it without John and MiLend’s help.

To provide some context – my credit is a bit of a mess, and while my income is decent enough, I was struggling month to month to make ends meet based on my own poor decisions over the past 20 years or so. I had a ton of bad loans and my DTI ratio was VERY unbalanced – and honestly, I saw no way out.

John drew together a proposal for me and, after some due diligence and some adjustments here and there, we were able to move quite quickly to not only refinance my home (something I had needed to do since getting divorced in late 2020) but pull some cash out to pay off 100% of my remaining debts…which I never thought would have been possible. As of last week – all of this played out exactly as I had hoped it would, and thanks in large part to John and his team, I am on my way to building a much stronger financial future now that I no longer have a mountain of ‘bad debt’ hanging over my head.

I would highly recommend working with these folks if you find yourself in a similar situation…Not only were John and his team ALWAYS available to discuss my questions (whatever they were), but their ‘bedside manner’ helped me out a LOT when it came to the more challenging parts of the process… all of which worked out for the best. In the end, I’m very glad I answered that mailing and called these folks. My life is forever changed now.

-Cameron S

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Review: Less than 30 days

Review: Less than 30 days 150 150 Your Loan Officer for Life

Unbelievable how easy this experience has been. In less then 30 days we were able to close on a cash out refinance. The team that worked with us was outstanding. The communication was 5 stars. This was a great experience to work with professionals that approached their job with patients and knowledge. Thank you Milend for all you have done making this easy.

-Maricus D

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Review: I highly recommend Milend

Review: I highly recommend Milend 150 150 Your Loan Officer for Life

I received a personal loan & then looked at a better option that would benefit my needs better. Thank you Tyler Van Horn for all the help you gave me through this process. I would highly recommend Milend for your financial needs. They have a great team to work with you.

-Vivian Y

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