Cash-Out Refinance

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Review: Eliminated credit card debt

Review: Eliminated credit card debt 150 150 Your Loan Officer for Life

I’m so grateful that David Langub was able to restructure our home loan to eliminate a 2nd mortgage as well as our credit card debt. I can finally breathe again! This has been an amazing journey. I contacted Milend from a promotional flyer in hopes of getting approved for a $1,000 loan.  My goal at the time was to build credit with MiLend so that I could eventually get approved for a debt consolidation loan.

I explained my situation to David and he told me that he had a better option for me that I never considered.  I honestly didn’t think I could get approved for a refinance. I love the knowledge that David has about the mortgage industry and how responsive he and his team were.  I will highly recommend David to my friends and family. Thanks again for all your help!

-Chandra J

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Review: Consolidated all my debt

Review: Consolidated all my debt 150 150 Your Loan Officer for Life

How could I of ever known that making a call from receiving a check in the mail would turn into consolidating all my debt and clearing a bad mortgage modification…

I can not thank Michael Rachiele enough for all his help in making this happen, his knowledge his patience and understanding played a key role in helping me do this!

Thank you just doesn’t seem to be enough. I appreciate Michael and his team for everything to make this happen!

-Tonia P

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Review: Can change your life

Review: Can change your life 150 150 Your Loan Officer for Life

My whole experience with Milend was amazingly positive. David Langub, as my loan officer, was instrumental in creating a solution to a problem I had unwittingly created. I originally called to see about borrowing the $1000 from the offer I received in the mail. Fortune smiled on me that day, as my call was answered by David Langub.  He was highly approachable, not pushy, and very kind. He helped me see that the $1000 was a bandaid on a larger wound.  Patiently and with great compassion, David led me through my current financial situation and helped me to see that I was in fact headed for disaster.

It was his careful manner of leading me through where I currently was and where I could be with Milend’s help that created new hope in me. When he explained what Milend could do, I felt such relief and gratitude. I cannot say enough positive things about David Langub.  First of all, he was sincere, compassionate, and highly personable.  I found working with him to be a pleasure.  He was extremely encouraging, non-judgemental, and very caring.  He fully explained every step along the way, and I found him to be quite knowledgeable.  He definitely “knew his stuff!”  I felt throughout the process that he truly cared about me as an individual; that I was not just “another client” he could check off.

The plan he provided felt tailored for me, and I could tell he was genuinely interested in finding a workable solution for me. He was so patient, as I sometimes struggled with technology issues. Never once did I feel he was “losing patience” with me or frustrated with me.  He was all about providing the best service possible, and I appreciated as well as respected him for that.  It is rare in today’s world to find an individual of David’s caliber; he is honest, genuine, caring, and very real.

I highly recommend him to anyone who finds themselves either needing a mortgage or trying to regroup financially.  He is truly one in a million, and I am so very thankful that he answered my call that day.  He turned my life around, gave me new hope, and helped me have a very positive attitude toward the future.  I would urge anyone to contact him.  He is rare and real.  He can change your life.

-Lisa R

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Review: Achieved my financial goals

Review: Achieved my financial goals 150 150 Your Loan Officer for Life

Thank you so much to Taylor Barrows for her help on the refinance of my home. I called regarding a loan offer I received in the mail, and she was able to assess my credit to determine the best options for me and my family. She really helped me achieve my financial goal of paying off debt. I look forward to working with Taylor and Milend again in the future. Once again thank you.

-Jonathan H

 

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Review: Paid off my car and more

Review: Paid off my car and more 150 150 Your Loan Officer for Life

I worked with Erica Stark and her amazing team for a refinance that paid off my car, credit card loans, and had enough to do some well-needed home renovations. I did all that and my mortgage payment was still manageable. The Milend Team worked with me every step of the way. Not once did I feel overwhelmed or anxious. It was one of the easiest and most seamless loan processes I ever engaged in. They were lock-stepped with me for every hiccup that occurred and it was still a smooth transition. I would definitely recommend Milend to friends and family.

-Roe W

 

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Review: Credit cards are paid off!

Review: Credit cards are paid off! 150 150 Your Loan Officer for Life

I want to thank you Erica Stark, Carmen, and the whole Milend Team for the work they did for me. From day one speaking with Erica, she helped to ease my angst. She provided me with options that worked in my financial interest and all were affordable.

I never once felt overwhelmed, she and the team were lock-step providing guidance along the way, even when we had a couple of bottlenecks.

Thank you for all the follow ups, the easy closing, and best of all, relieving the pressure from my shoulders. My credit cards are paid off! My car is paid off! I can fix up my kitchen and garage! I get all those things and still SAVE money!!! Thank you, Erica, it is truly appreciated.

My shoulders are relaxed and it’s due to Erica and her team and the seamless service she and the team provided.

-RoseMary W

 

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Review: Got me the loan others denied

Review: Got me the loan others denied 150 150 Your Loan Officer for Life

Jennifer Ripley was very professional. She got me the loan that Rocket, Loan depot and many others denied. She got it done when home dept told me it was impossible. Many accolades. Couldn’t have gotten the loan I wanted without Jenny and Milend! Thanks for helping a senior consolidate my credit cards.

-Bill S

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Review: My life is forever changed

Review: My life is forever changed 150 150 Your Loan Officer for Life

I had the distinct pleasure of working with John Ware (a mortgage consultant) and his team over at MiLend on a recent refinance of my home mortgage, and for me, the experience was OUTSTANDING. The interesting part of this story surrounds the fact that I did NOT set out to refinance with these folks at all, at least to start. The opportunity to refinance presented itself (with John’s help) when we were reviewing a completely different offer early on (one of their mailings), and before I knew it, I had an opportunity to completely change my life financially – FOR THE BETTER – and I could not have done it without John and MiLend’s help.

To provide some context – my credit is a bit of a mess, and while my income is decent enough, I was struggling month to month to make ends meet based on my own poor decisions over the past 20 years or so. I had a ton of bad loans and my DTI ratio was VERY unbalanced – and honestly, I saw no way out.

John drew together a proposal for me and, after some due diligence and some adjustments here and there, we were able to move quite quickly to not only refinance my home (something I had needed to do since getting divorced in late 2020) but pull some cash out to pay off 100% of my remaining debts…which I never thought would have been possible. As of last week – all of this played out exactly as I had hoped it would, and thanks in large part to John and his team, I am on my way to building a much stronger financial future now that I no longer have a mountain of ‘bad debt’ hanging over my head.

I would highly recommend working with these folks if you find yourself in a similar situation…Not only were John and his team ALWAYS available to discuss my questions (whatever they were), but their ‘bedside manner’ helped me out a LOT when it came to the more challenging parts of the process… all of which worked out for the best. In the end, I’m very glad I answered that mailing and called these folks. My life is forever changed now.

-Cameron S

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Review: Took care of $52k in Debt

Review: Took care of $52k in Debt 150 150 Your Loan Officer for Life

My wife and I called MiLend for a personal loan. We were extremely fortunate that MiLend Senior Loan Officer, Taylor Barrows assisted us. She is truly Phenomenal! Ms. Barrows improved our cash flow by taking care of $52k of our debt and we were able to obtain $18K – $19K for our remaining debt. She saved us $700 per month and she even assisted us in getting a VA Loan for our home that a previous financial company was unable to accomplish. We LOVE her THANK her so much for assisting us. We are grateful for Ms. Barrows and MiLend. We recommend you contact MiLend today and ask for Ms. Barrows!

-Norman W

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Review: Less than 30 days

Review: Less than 30 days 150 150 Your Loan Officer for Life

Unbelievable how easy this experience has been. In less then 30 days we were able to close on a cash out refinance. The team that worked with us was outstanding. The communication was 5 stars. This was a great experience to work with professionals that approached their job with patients and knowledge. Thank you Milend for all you have done making this easy.

-Maricus D

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